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Home Purchase Basics

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first time homebuyer. Here's some information that will keep you on track.

In General....

A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.

Count On Your Real Estate Agent To:

  1. Present the homes that suit your needs as you've defined them.  
  2. Find your dream home!

Count On Us To:

  1. Assist you in selecting the best loan to meet your personal situation and goals. (This single decision can save you thousands of dollars throughout the years!)
  2. Keep you informed of your loan status throughout the entire process.
  3. Keep your Real Estate Agent informed of our loan progress (Note: your personal information is always kept confidential between you and us).
  4. Guide you through your application process and in your home as soon as possible.

Count On Yourself To:

  1. Keep your Real Estate Agent informed of any questions or concerns as they develop.
  2. Keep the process moving by providing documentation as soon as possible. By doing so, many of the details are taken care of early in the process so you can comfortably concentrate on any last minute details or events that require your attention.
  3. Make sure sur e you ask questions along the way in order make educated decisions.
Newburyport Five Cents Savings Bank  NMLS #174450
63 State Street, Newburyport, MA  01950
Direct:  (978) 462-3136
Toll Free:  (844) 639-3483
mortgageorigination@newburyportbank.com
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